The operating system
for the solo consultant.

Find the work, win it, do it, bill it, get paid — without typing the same thing twice. A cold-call dialler at one end, Xero at the other, and every client, project, hour, contract and invoice joined up in between. Built in the UK, so it knows about IR35 and VAT rather than translating.

Start free — 14 days, no card required See how it works ↓

Built by a consultant, for consultants. Used every day by Howard Grahame across JMVG, Kehilla, J&J, and Velvet Mind.

One loop. No re-typing.

Most tools own one slice of your business and leave you to glue the rest together. Meridian holds the whole circle — so a prospect becomes a client, a client becomes a project, a project becomes hours, and hours become money, without you keying anything in twice.

📞

1 · Find them

Prospects land in a pipeline. Dial straight from the record, with a script matched to their trade already on screen.

✍️

2 · Win them

Send a proposal, then a contract or letter of engagement they sign online. They become a client the moment they sign.

⏱

3 · Do the work

A project, tasks with dependencies, and a one-click timer on every one of them. Rates and billable splits are already set.

💷

4 · Get paid

Pull the unbilled hours and expenses onto a branded invoice. They pay by card in one click. It posts to Xero. Done.

Built here. Not translated.

Almost every tool aimed at consultants is American. They can put a pound sign on an invoice — and that's where it stops. Meridian knows what you're actually required to keep.

⚖️

IR35 status on every engagement

Record the determination against each engagement, who made it, when, and the reasoning behind it — control, substitution, mutuality of obligation — with the client's Status Determination Statement attached and a review date that reminds you. Then produce the whole lot as a report when your accountant asks. No American product does this, and none of them will. Meridian records your reasoning. It isn't tax advice — for an official view, use HMRC's CEST tool.

📋

The paperwork you're asked for

VAT number, scheme and quarter, UTR, PAYE and Corporation Tax references, Gateway ID, both insurers with their expiry dates, your accountant and solicitor. All in one place, all one click away.

🚗

Mileage at HMRC rates

Log the miles, Meridian does 45p and then 25p after ten thousand. Money back in your pocket that most people never bother to claim.

🏦

Don't spend the VAT

Meridian knows your scheme and your quarter, so it can tell you how much of what's in the account isn't yours. The single most common way a good year turns into a bad January.

Win the work.

📞

Pipeline & cold-call dialler

A real sales pipeline with a dialler built in. Get an instant Meridian number or bring your own Twilio account, and call from the prospect record itself.

🗒

Call scripts, already written

Scripts for electricians, plumbers, accountants and bookkeepers come ready to use, and the right one appears when you land on a prospect. Copy any of them and make it yours.

🏢

CRM with a real timeline

Clients, contacts and a full activity history. BCC a private address on any client email and it logs itself to their timeline — subject and date only, never the message.

✍️

Contracts signed online

Send a signing link and watch it move through sent, signed or declined. NDAs, software licences, services agreements and letters of engagement come as templates — or upload your own Word file.

📄

Proposals & branded letters

Build a branded scope-and-fee document, and generate letters from your own Word templates — your letterhead, your styles, client details filled in automatically.

📅

A booking link that fills itself in

Send a link, they pick a time. It becomes a diary entry, a prospect record, an activity on their timeline and a follow-up — without you typing any of it. Buffers, notice periods and your own working hours are respected, and Shabbat is never offered if you observe it.

🧲

Leads from your website

Enquiries and guide sign-ups from your own site arrive with double opt-in, ready to work — not sitting in an inbox you forgot to check.

Do the work.

☀️

Today — the daily ritual

Commit to a handful of things each morning. Anything you don't finish carries itself forward. Set a focus target and the rest is gently separated as “if you have time” — a nudge, never a block.

📁

Projects & tasks

Projects, sub-projects and tasks with dependencies, priorities and due dates. Blocked work is flagged, and unblocks itself the moment its blocker is done.

⏱

Time tracking built in

One-click timer on any task, billable and non-billable split, per-project rates. Time rolls up to the project, the client, the invoice and the reports on its own.

▦

Calendar & workload

Day, week and month views, recurring commitments, and a workload chart against the hours you actually work. Publishes to Apple, Google or Outlook so your deadlines follow you.

⊞

Inbox & quick capture

Press Cmd+K anywhere and get the thought out of your head. It waits in the Inbox until you're ready to file it against a project.

✨

AI assist

Paste a messy client brief and get a structured task breakdown back in seconds — one you review, edit and drop into a project. An add-on, on only when you want it.

Get paid.

🧾

Invoices that build themselves

Pick a client and a period, and Meridian pulls in every unbilled hour and expense. Your logo, your bank details, VAT handled, payment terms preset.

💳

Card payment in one click

Your client taps a link and pays. The money goes straight to you — Meridian never touches it.

🔁

Retainers that invoice themselves

Set the retainer once — flat fee, timesheet, or a fixed sum plus any overage — and the invoice raises itself every month. Drafts by default, so nothing goes out that you haven't seen.

⏰

Overdue invoices chase themselves

Three emails on a schedule you set, escalating in tone, each with the payment link on it — and you're copied on every one. Stop the chase on any invoice with a single click. Off until you turn it on.

#️⃣

Their PO number, on the invoice

Set it once per client and it lands on every invoice. A small field that is the entire difference between being paid and being ignored by a corporate accounts department.

🧾

Expenses & receipts

Twelve categories, receipts attached, billable flag, and a running count of what you've paid out but not yet charged on. Export to CSV any time.

↩

Credit notes, done properly

Cancel or reduce an invoice you've already sent, with the paperwork right — instead of quietly editing history.

🔗

Xero sync

Invoices and payments flow into Xero automatically. No double entry, and no argument with your accountant.

📈

Revenue & six-month forecast

A revenue dashboard plus a forward view built from recurring income, confirmed work and weighted pipeline — so you can see the quiet month before you're in it.

Run the whole business — not just the projects.

This is the part nobody else does. Everything a one-person business needs to remember, in one place you can actually find at 4pm on a Friday.

📋

The Business Bible

Company number, VAT number, scheme and quarter, UTR, PAYE and Corporation Tax references, Gateway ID, bank and IBAN, both insurers and their expiry dates, your accountant, your solicitor, your directors. One click away, forever.

💰

Budget & cash-flow

An annual overhead budget and a rolling cash-flow forecast, so you know what's actually landing in the account next month.

📊

Reports that tell you something

Weekly and monthly summaries, hours and earnings by client, and a drillable deep-dive on any project — with budget burn flagged before you blow through it.

📐

The three numbers that matter

Utilisation — how much of your available time you actually billed. Effective hourly rate — what you really earned per hour worked, admin included. And profit per client. Most consultants can't answer any of the three. The client who pays a great rate and eats your week stops being invisible.

▲

Goals

Set financial and personal targets and have them tracked against your real data — not a spreadsheet you update once and abandon.

📦

Suppliers & stock

Who you buy from and what you hold. There if you need it, invisible if you don't.

👥

People & compliance

Records for staff and contractors, with documents stored and expiry dates tracked — so a lapsed certificate never surprises you.

🤝

Client portal & support desk

Give clients a clean read-only view of their projects, tasks and invoices, plus a desk to log tickets you triage and bill against a retainer. White-label it as an add-on.

📁

Documents

A vault for the paperwork — contracts, certificates and policies — with a nudge before anything expires.

Built to be lived in.

🎚

Only what you need, switched on

Meridian does a lot — so turn off what you don't use and it disappears from your sidebar. Once a month it quietly tidies away anything untouched and emails you, in case you want it back. Nothing is ever deleted.

📱

Works on any device

Install Meridian to your phone's home screen and it opens full-screen, like a native app. Same workspace, in your pocket.

✉️

Monday morning digest

Last week's hours, this week's tasks, follow-ups due and invoices still outstanding — in your inbox before you sit down.

🔌

Webhooks & imports

Fire task-completed, invoice-paid or proposal-accepted events straight into Zapier, Make, Slack or any URL. Import your contacts from a CSV to get started.

🕯

Shabbat & Yom Tov aware

Optionally shade Shabbat and the festivals on your calendar, with a gentle heads-up before you schedule work into them. It never blocks you — you stay in control.

👤

Team when you need it

Start solo; invite colleagues into a shared workspace with roles when you grow. They log their own time — invoicing and billing stay with you.

Not Asana®. Not Monday®. Not Bonsai®.

Asana® and Monday® are built for teams. Bonsai® is built around billing. Meridian is built around running a business on your own — the whole thing, from the first cold call to the money in the account.

Other tools

❌ Per-seat pricing for features you don't need
❌ CRM separate from project management
❌ Time tracker separate from tasks
❌ Nothing that helps you win the work
❌ Reports require manual export and spreadsheets
❌ Designed for teams, awkward for one person

Meridian

✓ One flat price that replaces your whole tool stack
✓ A dialler and pipeline to go and find the work
✓ CRM, projects, time & invoicing in one system
✓ Contracts signed online — no printing and scanning
✓ IR35, VAT and mileage — built for the UK, not translated
✓ Business finances, cash-flow & Xero sync
✓ Switch off what you don't use — never a bloated screen

Simple pricing.

Solo is the whole product for one person. Team adds seats for a small firm. Everything else is an add-on — pay for what you use, nothing you don't.

Your business. Your data.

You're being asked to put your whole practice into one system. Here's exactly where you stand.

📥

Take everything with you

One button downloads your entire workspace as CSV files in a ZIP — clients, contacts, projects, tasks, time entries, invoices, expenses and goals. Opens in Excel or Numbers. No lock-in, no games.

🔐

Two-factor authentication

Protect it with the authenticator app you already use for Xero, plus ten single-use recovery codes. Your bank details, tax references and signed contracts should not be one stolen password away.

🗑

Leave whenever you like

Delete your account and everything in it. Deletion happens 30 days after you ask, so you can change your mind — and there's no cancellation phone call to sit through.

💳

Your money never touches us

Client card payments go straight into your own account. Meridian is not in the middle of your cash.

🇬🇧

Built in the UK, for the UK

VAT schemes and quarters, UTR and PAYE references, HMRC contact lines, pounds and sterling invoices. Not an American product with a currency switch bolted on.

📖

Nothing hidden

A full written guide to every feature, and a changelog of everything that ships. You can see what's changing and when.

💬

You talk to the person who built it

Report a bug or request a feature from inside the app. It comes to me, not a queue — and it uses Meridian, so you can watch it move.

Shipping constantly.

Just landed, and what's on the bench next.

⚖️

IR35 per engagement Live

Status, reasoning, the client's SDS and a review date — on every engagement.

🔁

Recurring retainer invoices Live

Flat fee, timesheet, or fixed plus overage — raised for you every month.

⏰

Automatic invoice chasing Live

Overdue invoices chase themselves on a schedule you set. Off until you turn it on.

📅

Booking link Live

Send a link, they pick a time, and it lands in your diary and your pipeline.

🔐

Two-factor authentication Live

Authenticator app plus single-use recovery codes.

📐

Utilisation & effective rate Live

What you billed against what you had, and what you really earn per hour worked.

✍️

Contract e-signing Live

Send a signing link; track sent, signed and declined without leaving Meridian.

✉️

Email logging Live

BCC a private address and client emails land on their timeline — subject and date only.

🔗

Xero sync & card payments Live

Invoices and payments flow to Xero; clients pay by card straight into your account.

🔄

Two-way calendar sync Next

Meetings you book in Google or Outlook coming back into Meridian, not just out of it.

💱

Multi-currency Next

Invoice an overseas client in their currency, reported in yours.

Built by a consultant, for consultants.

I'm Howard Grahame, a software developer and consultant based in North West London. I built Meridian because I was juggling four separate tools — a to-do list, a time tracker, a project manager, and a CRM — and none of them talked to each other.

Meridian is what I use every day across my own client projects. Every feature exists because I needed it on a particular Tuesday. Nothing exists because a product manager decided it should.

The operating system for the solo consultant.